Mortgage Center

Citizens Bank & Trust Company Benefits

Citizens Bank & Trust Company Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Banker is always just a call or e-mail away!

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Citizens Bank & Trust Company Banker will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Bankers are only a phone call away if you need help. Contact us at 800-634-6203.

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Home Equity Loans

Whether you’re dreaming of home renovations, a new deck or pool for summer, take a vacation, or paying for college expenses, we can help you reach your goals and secure the financing you need!

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Financial Calculators

Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

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